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FX Sharp
Below-average editor score Caution

At least one of the regulation, business model or risk control dimensions has serious gaps. Read the full report and weigh the risks yourself.

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WH SelfInvest Review · 2026

Licensed · CSSF Broker

Review · 2026 Bertrange, Luxembourg · Founded 1998 · Operating as WH SELFINVEST S.A.

License verified 14 Oct 2026 Next re-scan Jan 2027 28+ years in operation Min. deposit €500 · Leverage 1:30

Key facts

Checked against CSSF register
Regulation
CSSF, BaFin, ACPR
Headquarters
Bertrange
Business model
Multi-Asset
Registration
Luxembourg
Min. deposit
€500
Max leverage
1:30
Spread from
0.8 pip
Founded
1998
Legal entity
WH SELFINVEST S.A.
Website
whselfinvest.com
Support email
info@whselfinvest.com
Phone
+352 42 80 42 80
Influence index
D · Germany

Active licenses

Checked on the regulator's public register, not the broker's website.

5 active
  • CSSF LU
    Active
    Entity
    WH SELFINVEST S.A.
    License ID
    42798; 36399; 1806
    Type
    Investment Firm
    Checked
    14 Oct 2026
    Tier
    Tier 1 Full investor protection
  • BaFin DE
    Active
    Entity
    WH SelfInvest S.A., Niederlassung Deutschland
    License ID
    122635
    Type
    Investment Firm Branch
    Checked
    14 Oct 2026
    Tier
    Tier 1 Full investor protection
  • ACPR FR
    Active
    Entity
    WH SelfInvest S.A.
    License ID
    18943
    Type
    Investment Firm Branch
    Checked
    14 Oct 2026
    Tier
    Tier 1 Full investor protection
  • FINMA CH
    Active
    Entity
    WH SelfInvest - représentation Suisse
    Type
    Representative Office
    Checked
    14 Oct 2026
    Tier
    Tier 1 Full investor protection
    Register entry →
  • AFM NL
    Active
    Entity
    WH Selfinvest S.A.
    Type
    EU Passport Registration
    Checked
    14 Oct 2026
    Tier
    Tier 1 Full investor protection
    Register entry →

Score breakdown

Six dimensions, weighted per the published rubric.

Methodology →
Regulation 3.0/10
Weight 25%
License 3.0/10
Weight 20%
Risk Control 10.0/10
Weight 20%
Business 5.0/10
Weight 15%
Software 5.5/10
Weight 10%
Influence 1.5/10
Weight 10%

Strengths

5
  • Operating since 1998 with CSSF supervision and EU passport access
  • 80+ forex pairs plus CFDs, futures, stocks, options and ETFs
  • NanoTrader, TradingView and Trader Workstation available
  • Retail CFD negative balance protection and 50% margin close-out
  • Client funds are held in segregated client accounts

Weaknesses

5
  • €2,500 minimum for the Standard CFD-Forex account
  • NanoTrader Full costs €29 per month
  • WHS Trading App has a 2.6/5 German App Store rating from five ratings
  • BaFin 122635 claimed but unverified in public records (2026-09-18)
  • ACPR 18943 claimed but unverified in current public records (2026-09-18)

Fees & trading

Min. deposit €500 · Leverage 1:30

Trading platforms

  • NanoTrader Free
  • NanoTrader Full
  • TradingView
  • WHS Trading App
  • Trader Workstation (TWS)

Account types

  • Mini
  • Standard
  • Futures
  • Multi-Market

Deposit methods

  • Bank Transfer

VPS hosting

Paid cloud VPS is available from €10 per month based on trading activity.

Full review 7 min read Updated 14 Oct 2026

WH SelfInvest review 2026: 80+ forex pairs, multi-asset accounts and NanoTrader with TradingView access

WH SelfInvest is a Bertrange, Luxembourg-based non-market-maker multi-asset broker founded in 1998. Licensed by Luxembourg authorities under broker licence 42798 and supervised by the CSSF, it trades on NanoTrader, TradingView and Trader Workstation with Mini, Standard, Futures and Multi-Market accounts. Serves retail and professional clients across 80+ forex pairs, CFDs, futures, stocks, options and ETFs.

What is WH SelfInvest?

WH SelfInvest is a Luxembourg multi-asset broker that began operating in 1998. The firm is headquartered in Bertrange, Luxembourg and serves retail and professional traders across several European markets. Its model is not a market maker, meaning the broker states that it does not systematically take the opposite side of client trades. The product range covers forex, CFDs, futures, stocks, options, and ETFs.

The legal entity is WH SELFINVEST S.A. The broker operates its own Luxembourg account structure and also connects clients to broader multi-market services. Its account menu includes Mini, Standard, Futures, and Multi-Market accounts. Platform access includes NanoTrader, TradingView, the WHS Trading App, and Trader Workstation.

Is WH SelfInvest regulated? Verification check

WH SelfInvest is regulated in Luxembourg, with additional European passport and Swiss representative-office records. CSSF (Commission de Surveillance du Secteur Financier) supervises WH SELFINVEST S.A. FXSharp's check found broker licence 42798, commissionaire licence 36399, and portfolio manager licence 1806. These numbers identify separate permissions attached to the Luxembourg firm.

FINMA (Swiss Financial Market Supervisory Authority) lists WH SelfInvest - représentation Suisse as an authorised representative office. A representative office is not the same as a full Swiss brokerage licence. AFM (Netherlands Authority for the Financial Markets) records WH Selfinvest S.A. under an incoming EU passport. An EU passport lets an authorised EU investment firm provide notified services in other member states.

Two branch claims remain unresolved in FXSharp's verification. BaFin (German Federal Financial Supervisory Authority) registration 122635 was not verified in the public record scan (source: BaFin public records, 2026-09-18). ACPR (French Prudential Supervision and Resolution Authority) registration 18943 was also not verified (source: ACPR public records, 2026-09-18). Those gaps do not cancel the verified Luxembourg, Swiss representative-office, or Dutch passport records.

Trading platforms

Trading platforms at the broker cover proprietary, charting, mobile, and multi-market interfaces. NanoTrader Free and NanoTrader Full are the main broker-branded platforms, with NanoTrader Full carrying a €29 monthly fee. TradingView provides chart-based access, while the WHS Trading App handles mobile trading. Trader Workstation (TWS) supports the Multi-Market account structure.

MetaTrader server details are not verified, so MT4 and MT5 are not treated as confirmed core platforms here. A virtual private server, or VPS, is available for running trading software remotely. The recorded VPS price starts from €10 per month, depending on trading activity.

Red flags and warning signs

Red flags in this review concern verification gaps rather than a documented regulator warning. The main issue is that the German and French branch numbers were not independently confirmed in FXSharp's check. The firm still has verified Luxembourg supervision, a FINMA representative-office listing, and an AFM passport record. Readers should separate those verified records from branch claims that remain unconfirmed.

  • BaFin branch number 122635: claimed, but not verified on 2026-09-18.
  • ACPR branch number 18943: claimed, but not verified on 2026-09-18.
  • AFM passport registration: verified, but AFM is not the firm's direct prudential supervisor.
  • FINMA status: verified for a representative office, not a full Swiss brokerage licence.

Minimum deposit

Minimum deposit requirements differ by account type. The lowest entry point is $500 for the Mini account. The Standard CFD-Forex account has a higher €2,500 minimum. That difference makes account selection material before comparing spreads or platform fees.

A CFD (Contract for Difference) is a derivative that tracks an underlying market without transferring ownership of that asset. The broker's retail maximum leverage, meaning market exposure relative to deposited collateral, is 1:30. Its recorded starting spread, the gap between bid and ask prices, is 0.8 pip. A pip is a standard small unit of forex price movement.

Regulator warning-list check

Regulator warning-list status is distinct from licence verification. FXSharp found no documented public warning naming WH SelfInvest. It instead records a regulated status, with specific verification gaps for BaFin and ACPR branch claims. A missing branch confirmation should not be rewritten as a regulator warning.

The practical distinction matters for due diligence. A warning means a regulator has published an adverse notice about a firm or activity. An unverified registration means the claimed record could not be confirmed during the scan. Those are different findings and should remain separate.

What do user complaints and ratings show?

User feedback is limited to a small mobile-app sample. The German App Store rating was recorded at 2.6/5 from five ratings. Five ratings are too few to represent the broker's entire client base or its withdrawal history. The data therefore supports an app-experience signal, not a broad customer-service conclusion.

FXSharp found no verified pattern of withdrawal complaints, account freezes, or bonus disputes. This review does not convert isolated or unverified posts into factual claims. Complaint evidence is only useful when the source, date, and recurring pattern can be checked.

How to verify the broker for yourself

Broker verification means matching the legal entity, licence number, and regulator record before relying on marketing pages. This review provides enough identifiers to run that check directly. Use the same entity name each time, because similar brand names can point to different legal companies.

  1. Search CSSF records for WH SELFINVEST S.A. and licence numbers 42798, 36399, and 1806.
  2. Check FINMA for “WH SelfInvest - représentation Suisse” and confirm representative-office status.
  3. Check AFM for WH Selfinvest S.A. and the incoming EU passport registration.
  4. Search BaFin for branch number 122635 and compare the legal entity exactly.
  5. Search ACPR records for branch number 18943 and verify the same entity before relying on that claim.

How does customer support work?

Customer support uses direct Luxembourg contact details. The listed email address is info@whselfinvest.com, and the main telephone number is +352 42 80 42 80. These details connect users to the Luxembourg entity rather than an anonymous offshore support desk. The broker also operates country-facing services across several European markets.

Support quality is not scored here from isolated anecdotes. The only quantified user signal is the small German mobile-app rating sample. Response times and case-resolution rates were not independently verified.

Where is the broker actually based?

The broker's actual headquarters are in Bertrange, Luxembourg. WH SELFINVEST S.A. is the legal entity used for the core Luxembourg investment-firm relationship. The Swiss presence is a FINMA-authorised representative office, while the Dutch record is an EU passport registration. Those registrations do not move the firm's headquarters outside Luxembourg.

The earlier scan also lists branch claims in Germany and France. Their disclosed numbers are BaFin 122635 and ACPR 18943. Because those two records were not confirmed in the scan, they should be treated as unverified branch claims rather than verified local licences.

Account types and bonus terms

Account types cover Mini, Standard, Futures, and Multi-Market structures. The Mini account has the lowest recorded entry requirement, while the Standard account uses a higher minimum. Futures and Multi-Market accounts extend access beyond retail forex and CFD trading. The broker also supports bank transfer as the verified funding method.

Pricing includes both spread-based and commission-based forex structures. The recorded starting spread is 0.8 pip, while the Standard account carries separate account conditions. Bonus terms were not verified, so no promotional credit is treated as part of the account economics. NanoTrader Full adds a recurring platform cost of €29 per month.

FeatureWH SelfInvest Information
Founded1998
HeadquartersBertrange, Luxembourg
Disclosed regulatorsCSSF 42798, 36399, 1806; FINMA representative office; AFM EU passport; BaFin 122635; ACPR 18943
Registration verifiedCSSF, FINMA representative office, and AFM passport verified; BaFin 122635 and ACPR 18943 not verified on 2026-09-18
Trading platformsNanoTrader Free, NanoTrader Full, TradingView, WHS Trading App, Trader Workstation
Minimum deposit$500
Maximum leverage1:30
Account typesMini, Standard, Futures, Multi-Market
Islamic accountNot disclosed on official site
Customer supportinfo@whselfinvest.com; +352 42 80 42 80
Deposit methodsBank Transfer

WH SelfInvest verdict: pros, cons, and the catch

WH SelfInvest combines a long operating history with verified Luxembourg supervision and broad multi-asset access. The firm has operated since 1998, supports more than 80 forex pairs, and provides several trading interfaces. Retail risk controls include segregated client funds and negative balance protection. The maximum retail leverage is 1:30.

The main catch is verification scope across the firm's European footprint. CSSF supervision, the FINMA representative office, and the AFM passport are verified. BaFin 122635 and ACPR 18943 remain unverified as of 2026-09-18. Platform costs also matter, because NanoTrader Full is listed at €29 monthly and the Standard CFD-Forex account requires €2,500.

Forex and derivative products carry high leverage; some or all invested capital may be lost. This content is for information only, not investment advice. Verify the broker's current regulation status with the relevant authority's official site before any investment decision.

FXSharp Editorial Team

FXSharp is an independent site that reviews forex brokers and prop trading firms. Every license is checked on the regulator's own register, every score follows our published methodology, and no broker can pay for a higher rating.

Published 14 Oct 2026 · Last verified 14 Oct 2026 · Sources: CSSF register, BaFin register, ACPR register, FINMA register, whselfinvest.com

Frequently asked questions

WH SelfInvest is regulated through its Luxembourg entity, WH SELFINVEST S.A. FXSharp's check found CSSF broker licence 42798, commissionaire licence 36399, and portfolio manager licence 1806. It also verifies a FINMA-authorised Swiss representative office and an AFM EU passport registration, while BaFin 122635 and ACPR 18943 remained unverified on 2026-09-18.
FXSharp does not classify WH SelfInvest as unregulated. The broker has verified Luxembourg supervision plus Swiss representative-office and Dutch EU-passport records. The review does not label the firm a scam. Its main verification issue is narrower: German branch number 122635 and French branch number 18943 were not confirmed in the public-record scan.
WH SelfInvest has no documented regulator warning in the research used for this review. FXSharp's research instead shows a regulated Luxembourg entity and two branch-registration claims that remained unverified. An unverified registration is not the same as a public warning, so BaFin 122635 and ACPR 18943 are reported as verification gaps rather than enforcement findings.
WH SelfInvest's license claims can be checked by matching the exact legal entity and registration number in each regulator's public register. Search CSSF for WH SELFINVEST S.A. and numbers 42798, 36399, and 1806. Then check FINMA and AFM records, followed by BaFin 122635 and ACPR 18943, confirming that the entity name matches exactly.
WH SelfInvest is headquartered in Bertrange, Luxembourg. WH SELFINVEST S.A. is the legal entity used for the core Luxembourg investment-firm relationship. The Swiss record is a FINMA-authorised representative office, while the Netherlands record is an incoming EU passport registration. German and French branch numbers are disclosed, but they remained unverified on 2026-09-18.

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