Swissquote Review · 2026

What is Swissquote?

Swissquote is a hybrid multi-asset broker, meaning it combines banking, investing, and leveraged trading services within one financial group. The Swissquote financial platform began in 1996, and Swissquote Group Holding Ltd has traded on the SIX Swiss Exchange under SQN since 2000. The group is headquartered in Gland, Switzerland and operates through regulated entities in Europe, Asia, the Middle East, and South Africa. Its public-company structure also means audited IFRS financial statements and ownership disclosures are available through Swissquote investor reporting.

The forex business sits inside a broader product range rather than operating as a stand-alone currency broker. Swissquote supports retail, professional, and institutional clients, with more than 80 currency crosses alongside CFDs, securities, crypto assets, options, and futures. A CFD, or Contract for Difference, is a derivative that tracks an underlying market without transferring ownership of that asset.

Which regulators license Swissquote?

Swissquote operates through multiple regulated group companies, so the applicable regulator depends on the client's contracting entity. FXSharp's current research shows regulation in Switzerland, the United Kingdom, Hong Kong, Singapore, Cyprus, Dubai, South Africa, Luxembourg, and Malta. Several primary registers were rechecked on September 19, 2026, including FINMA, MAS, CySEC, and DFSA records. Protection levels differ by jurisdiction, so the legal entity on the account agreement matters more than the global brand name.

• FINMA, the Swiss Financial Market Supervisory Authority: Swissquote Bank SA appears on FINMA's authorised bank list in Gland.
• FCA, the UK Financial Conduct Authority: Swissquote Ltd is recorded under FRN 562170.
• SFC, the Hong Kong Securities and Futures Commission: Swissquote Asia Limited is recorded under AZV127.
• MAS, the Monetary Authority of Singapore: Swissquote Pte. Ltd. appears as a Capital Markets Services Licensee.
• CySEC, the Cyprus Securities and Exchange Commission: Swissquote Capital Markets Limited holds 422/22.
• DFSA, the Dubai Financial Services Authority: Swissquote MEA Ltd. appears under F001438.
• FSCA, the South African Financial Sector Conduct Authority: Swissquote South Africa (Pty) Ltd is recorded under 43908.
• CSSF, Luxembourg's Commission de Surveillance du Secteur Financier: Swissquote Bank Europe SA is the group's Luxembourg banking entity.
• MFSA, the Malta Financial Services Authority: Swissquote Financial Services (Malta) Limited is the Malta entity identified in FXSharp's research.

Investor protection also changes by entity. UK retail pricing pages state deposit protection up to GBP 85,000 and negative balance protection. Cyprus pages state compensation up to EUR 20,000 for eligible clients. Swiss materials state depositor protection up to CHF 100,000 in bankruptcy proceedings. These protections are not interchangeable across every group company.

Trading platforms

Trading platforms cover proprietary and third-party interfaces, with the available route depending on account region and product set. Swissquote's current lineup includes CFXD, TradingView, MT4, and MT5. MT4 and MT5 mean MetaTrader 4 and MetaTrader 5, two platforms that support automated strategies through Expert Advisors. The mix gives discretionary traders, chart-focused users, and algorithmic users separate workflows.

CFXD and TradingView

CFXD is Swissquote's proprietary forex and CFD environment and also provides the account connection used for TradingView integration. TradingView adds browser, desktop, and mobile charting while routing supported trading activity to the linked Swissquote account. The official onboarding flow specifically tells users to choose CFXD when connecting TradingView.

MetaTrader 4 and MetaTrader 5

MT4 and MT5 remain available for forex clients in the broker's current platform lineup. Swissquote permits Expert Advisors and high-frequency trading on published account tiers. FXSharp's earlier research did not independently verify a MetaQuotes server entry, so platform support and MetaQuotes server verification remain separate points.

Account types

Account types vary across Swissquote entities, which is one of the main operational differences between regions. Account labels across the group include Standard, Premium, Prime, Elite, and Professional. Swiss and international pages emphasize Standard, Premium, Prime, and Professional tiers. UK and EU pages use Premium, Prime, Elite, and Professional pricing, with Elite adding commission-based zero-spread pricing.

Swiss and international pricing

Swiss pricing starts with Standard, then moves through Premium and Prime as deposit and trade-size thresholds rise. The Standard tier supports smaller 0.01-lot forex trades, while Prime uses larger minimum trade sizes. A lot is a standardized forex position size, commonly 100,000 base-currency units on MetaTrader.

UK and EU pricing

UK and EU structures place Premium at the entry tier and add Elite for commission pricing. Retail conditions also include negative balance protection on the published UK and EU account pages. Professional terms can differ because regulatory leverage and protection rules are not identical to retail rules.

What is the minimum deposit?

The minimum deposit starts at USD 1,000 in the Swiss Standard structure and at 1,000 account-currency units on published UK Premium terms. Swiss Premium and Prime tiers rise to USD 10,000 and USD 50,000. UK pricing lists 5,000 for Prime and 10,000 for Elite in EUR, USD, GBP, or CHF. The entry requirement therefore depends on both jurisdiction and selected pricing tier.

The minimum also determines access to tighter published spreads on some regional account schedules. Professional pricing can be volume-based rather than tied to one fixed opening amount.

Deposit and withdrawal methods

Deposit and withdrawal methods center on bank transfers and card funding through the client portal. Swissquote's current help pages list bank transfer plus Visa and Mastercard credit or debit cards. EU clients submit withdrawal requests through the Client Portal, while Swiss banking users manage cash transfers through Payments and Transfers. The broker states that incoming transfers must originate from an account in the client's own name.

Swissquote does not present cryptocurrency funding as a standard forex deposit method. Intermediary banks or payment institutions can still charge their own transfer fees. Withdrawal handling also depends on the legal entity, banking route, currency, and compliance checks attached to the account.

Tradeable instruments

Tradeable instruments extend well beyond spot-style forex exposure, making Swissquote a multi-asset operation rather than a currency-only venue. The forex range includes 80+ currency crosses across major, minor, and emerging-market pairs. CFD markets cover stocks, indices, commodities, bonds, metals, and selected crypto assets. Separate group services also provide access to securities, options, futures, and other investment products.

Instrument access is not identical on every account or entity. EU and UK forex pages focus on leveraged forex and CFD products, while Swiss banking accounts connect to a broader securities ecosystem. This distinction matters because owning a security and trading a CFD on the same security create different legal and financing exposures.

Spread and commission structure

The spread, the gap between bid and ask prices, changes by account tier and jurisdiction. Swiss Standard pricing starts from 1.7 pips, while a pip is the standard small price increment used in forex quoting. Swiss Premium starts from 1.4 pips and Prime from 1.1 pips. UK Premium starts from 1.3 pips, with Prime from 0.6 pips.

Elite pricing reaches 0.0 pip on published UK and EU schedules, then adds a commission of EUR 2.5 per side per lot. That structure separates the quoted spread from the transaction commission. Stock CFD commissions also vary by market and tier, so forex pricing does not represent every asset class.

Leverage and margin requirements

Leverage allows a trader to control a larger position with a smaller amount of posted capital. Swissquote's retail leverage is 1:30 in restricted jurisdictions and up to 1:100 on Swiss or international terms. Margin is the capital reserved to support that leveraged position. EU currency-pair pages show 3.33% margin on several major pairs, which corresponds to 1:30 leverage.

Published Swiss account schedules list a 30% stop-out level, while UK and EU schedules show 50%. Stop-out means the broker can begin closing positions when account equity falls below the required margin threshold. This difference is another example of why the contracting entity determines the actual trading conditions.

How does customer support work?

Customer support is organized by region and service line rather than through one universal desk. Swiss forex clients can use +41 44 825 87 77 or fx@swissquote.com from 08:00 to 18:00 CET on weekdays. The Swiss Forex Dealing Desk operates from Sunday 23:00 to Friday 23:00 CET for existing customers placing forex, CFD, and cryptocurrency orders.

UK, EU, Dubai, Luxembourg, and other offices publish separate local contact channels. This regional model helps route account-specific questions to the entity that actually holds the client relationship. It also means service hours and languages can differ, so the local contact page is the relevant reference for operational support.

Fees beyond the spread

Fees beyond the spread include inactivity charges, financing costs, and asset-specific commissions. Published Swiss, UK, and EU forex schedules show an inactivity fee of 10 account-currency units per month under their stated conditions. A swap is an overnight financing adjustment applied when a leveraged position remains open past the broker's rollover time. Stock CFDs can also incur overnight financing, borrowing costs on short positions, and minimum commission charges.

Account tier changes the cost mix. Standard and Premium-style forex accounts rely mainly on wider spreads, while Elite-style pricing can combine 0.0-pip quotes with per-lot commissions. Bank transfer intermediaries can impose separate charges that Swissquote does not control. Cost comparisons therefore need the same entity, account tier, instrument, and holding period.

Who is Swissquote best for?

Swissquote's feature set is oriented toward traders comparing a regulated multi-asset banking group with several forex platform choices and jurisdiction-specific account structures. Key operational characteristics are the multi-entity regulatory footprint, SIX-listed parent, 80+ forex pairs, and access to CFXD, TradingView, MT4, and MT5. The trade-off is a relatively high USD 1,000 entry level and much larger thresholds for tighter Swiss pricing tiers.

The pricing model also rewards careful entity selection. UK and EU retail clients receive published negative balance protection, while Swiss and international terms can use different leverage and stop-out levels. Traders comparing costs need to match the legal entity, account tier, spread schedule, and commission model before drawing conclusions from headline pricing.

Forex and derivative products carry high leverage; some or all invested capital may be lost. This content is for information only, not investment advice. Verify the broker's current regulation status with the relevant authority's official site before any investment decision.