Babylon Wealth Review · 2026

What is Babylon Wealth?

Babylon Wealth is a fee-only investment advisory firm, not a retail forex or CFD broker. The firm began operating in 2016 and maintains its main office in Walnut Creek, California. Its official site describes wealth management, financial planning, investment management, tax planning, retirement planning, and stock option planning. The business also maintains a San Francisco office and serves clients beyond the Bay Area.

Babylon Wealth Management LLC operates under Central Registration Depository number 283309. The SEC Investment Adviser Public Disclosure database identifies Stoyan Veselinov Panayotov as an investment adviser representative associated with the firm. The regulatory record shows California registration dating from May 10, 2016. This structure differs from a forex dealer that executes leveraged currency trades for retail clients.

Which regulators license Babylon Wealth?

Regulation for Babylon Wealth concerns investment advisory activity rather than retail foreign exchange dealing. The California investment adviser registration connected with CRD 283309 is the relevant record FXSharp verified. The SEC Investment Adviser Public Disclosure system also identifies the firm and its Walnut Creek address. The registration was checked again on September 21, 2026.

An investment adviser registration does not create authorization to operate a leveraged retail forex brokerage. Forex brokers can require separate registrations depending on their jurisdiction, products, and execution model. FXSharp found no FCA (UK Financial Conduct Authority), CFTC (US Commodity Futures Trading Commission), NFA (National Futures Association), ASIC (Australian Securities and Investments Commission), or CySEC (Cyprus Securities and Exchange Commission) forex license for Babylon Wealth. The firm's regulatory status must therefore be understood in its actual advisory context.

Trading platforms

Trading platforms are not part of Babylon Wealth's disclosed retail service model. FXSharp found no MT4 or MT5 (MetaTrader 4 or MetaTrader 5), cTrader, or proprietary self-directed forex platform. MetaTrader server verification is also recorded as unavailable. That finding is consistent with the firm's description of itself as a financial adviser rather than an execution broker.

A forex platform normally gives clients direct access to currency pairs, order tickets, charts, margin (capital posted to support a leveraged position), and trade execution. Babylon Wealth instead describes managed portfolios and financial planning. No retail forex terminal, demo trading environment, VPS hosting service, or trading API was verified during the September 2026 scan.

Red flags and warning signs

Red flags in this review primarily concern category mismatch, not a verified misconduct finding. A reader searching for Babylon Wealth as a forex broker could incorrectly expect spreads, leverage, currency pairs, and MetaTrader access. The official business model does not support those expectations. The firm presents itself as a fee-only fiduciary financial adviser.

• FXSharp found no verified retail forex brokerage authorization.
• No MT4, MT5, cTrader, or forex WebTrader platform was verified.
• No forex spread, the difference between bid and ask prices, is published as a broker fee.
• No retail forex leverage ratio or broker minimum deposit applies.
• CRD 283309 identifies an investment advisory business, not a forex dealer account.

Minimum deposit

Minimum deposit is not applicable in the forex-broker sense. FXSharp therefore shows this as N/A rather than assigning a dollar amount. Babylon Wealth offers advisory relationships instead of retail trading accounts funded for leveraged currency execution. A planning or asset-management relationship can have separate commercial terms from a brokerage deposit requirement.

The distinction matters when comparing financial firms. A forex minimum deposit normally represents the initial funding required to activate a trading account. An investment adviser can instead charge asset-based, fixed, hourly, or planning fees while client assets remain with a separate custodian. No forex account opening threshold was verified on the firm's official material reviewed for this assessment.

Regulator warning list check

Regulator warning list checks did not produce a verified forex warning against the US Babylon Wealth Management LLC reviewed here. Searches covered the firm's name alongside major regulator warning terminology during the September 21, 2026 scan. The SEC public disclosure record also shows the associated investment adviser representative with zero listed disclosures. A clean search result does not convert an advisory registration into a forex license.

The distinction prevents two opposite errors. The firm should not be described as an unlicensed investment adviser when its California advisory registration is verifiable. It also should not be described as an authorized retail forex broker without a corresponding forex or derivatives authorization. These are separate regulatory questions.

User complaints and public disclosures

User complaints and public disclosures require evidence before they can support a negative finding. No verified pattern of forex withdrawal complaints, account freezes, bonus disputes, or execution complaints was established in the research used for this review. Those issues are normally associated with trading platforms and broker-held accounts. Babylon Wealth's disclosed business model does not match that structure.

The SEC Investment Adviser Public Disclosure record for the associated adviser showed zero disclosures during the scan. Public disclosures can include regulatory actions, customer complaints, criminal matters, bankruptcies, and certain employment events. This result describes the regulator record reviewed on September 21, 2026. It does not represent a guarantee about future disputes or matters outside the disclosure system.

How to verify the firm for yourself

Verification begins with the legal entity name, registration number, and business address. Search the SEC Investment Adviser Public Disclosure system for BABYLON WEALTH MANAGEMENT LLC and CRD 283309. The associated record should identify the Walnut Creek firm and its registered investment adviser representative. Matching the entity is more reliable than relying only on a website name.

1. Confirm the exact legal name and CRD number in the public adviser database.
2. Compare the listed address with the firm's current official contact information.
3. Check the individual adviser record for registration status and disclosures.
4. Verify separately any claim involving forex, CFDs, futures, or another regulated trading product.
5. Treat similarly named foreign businesses as separate entities unless ownership is documented.

Customer support

Customer support is offered through the firm's advisory offices rather than a broker trading desk. The official Walnut Creek page lists telephone contact at +1 925 448 9880 and weekday office hours. A separate San Francisco office is also presented on the official website. FXSharp lists stoyan@babylonwealth.com as the contact email.

No dedicated forex dealing desk, 24-hour currency trading line, or platform technical support operation was verified. That absence fits an advisory firm serving wealth-management clients. Forex markets operate across global sessions, so broker support is commonly assessed around trading-platform access and order issues. Those operational metrics are not applicable to the service model documented here.

Where is Babylon Wealth actually based?

Babylon Wealth is based in Walnut Creek, California, United States, according to both FXSharp's research and current regulatory information. The SEC disclosure material lists 1501 N. Broadway, Suite 204, Walnut Creek, California 94596. The firm's official website displays the same Walnut Creek location. It also advertises a separate San Francisco office.

Geographic verification is useful because similarly named businesses can exist in unrelated jurisdictions. The US entity reviewed here is Babylon Wealth Management LLC under CRD 283309. This review does not merge unrelated companies that use similar Babylon Wealth or Babylon Wealth Management branding. Regulatory conclusions apply only to the identified US firm.

Account types and service terms

Account types are advisory service relationships rather than Standard, Raw, ECN, or Islamic forex accounts. FXSharp's research identifies managed portfolio, financial planning, and 401(k) advisory services. An ECN (Electronic Communication Network) account routes trading interest through an electronic market network. No ECN or STP (Straight Through Processing) forex account was verified here.

The official site describes fee-only fiduciary advice and states that the firm does not earn sales commissions. Its services include investment management, tax planning, retirement planning, estate planning, risk management, and stock option planning. These services can involve securities and investment portfolios without creating direct retail forex brokerage access. Forex leverage, spreads, swaps, and broker payment methods therefore remain N/A.

Broker features at a glance

Broker features at a glance show why Babylon Wealth should not be evaluated as a conventional forex trading venue. The table separates verified advisory facts from forex details that do not apply. Registration verification refers to the advisory entity rather than authorization to execute retail foreign exchange trades. The information reflects the September 21, 2026 research scan.

Safety verdict for forex users

Safety for forex users begins with identifying what service a firm actually provides. Babylon Wealth has a verifiable US investment advisory identity, but the review score is 1.3/10 under the forex-specific FXSharp rubric. That low score reflects missing forex-broker criteria rather than a verified finding of fraud or regulatory misconduct.

The firm has no verified MT4, MT5, cTrader, forex spread, leverage ratio, or retail currency account. Its relevant registration is for investment advisory activity under CRD 283309. Readers evaluating it for financial planning should assess that advisory framework. Readers evaluating a forex execution venue need a separate broker whose trading authorization, platform, pricing, and client protections can be independently verified.

Forex and derivative products carry high leverage; some or all invested capital may be lost. This content is for information only, not investment advice. Verify the broker's current regulation status with the relevant authority's official site before any investment decision.