TD365 review 2026: Fixed-spread forex and CFD trading now operating under Trade Nation
TD365 is a Nassau-based market maker forex and CFD broker founded in 2013. Licensed through FCA and ASIC entities under multiple licenses, with SCB and FSA Seychelles licenses disclosed by the group but not verified by FXSharp, it now trades under the Trade Nation brand on TN Trader, TradingView, and MT4 with CFD, spread betting, and single-currency accounts. Serves retail and professional clients across 30+ forex pairs, indices, shares, commodities, and cryptocurrencies.
What is TD365?
TD365 is the legacy trading brand of Trade Nation Ltd and related group entities. It operates as a market maker, meaning the broker quotes client prices rather than acting only as an agency router. The business dates to 2013, and its headquarters is in Nassau, The Bahamas. The official TD365 homepage now states that existing accounts have moved to Trade Nation.
The brand historically focused on forex and Contract for Difference (CFD) trading, where a CFD tracks an asset without transferring ownership. Its markets include forex, indices, shares, commodities, and cryptocurrencies. Current account access routes users into Trade Nation rather than a separate TD365 account area.
Is TD365 regulated? Verification check
TD365 sits within a group that discloses several regulated legal entities, but authorization remains jurisdiction-specific. The FCA (UK Financial Conduct Authority) Register shows Trade Nation Financial UK Ltd as authorized under FRN 525164. Eligible UK clients can fall under the Financial Services Compensation Scheme, with protection up to £85,000 if the statutory conditions are met. The UK entity also publishes negative balance protection for retail clients.
The group also discloses ASIC (Australian Securities and Investments Commission) authorization for Trade Nation Australia Pty Ltd under AFSL 422661. ASIC's 2026 CFD issuer report lists that entity among Australian CFD providers. Trade Nation Ltd is disclosed under SCB SIA-F216, issued by the Securities Commission of The Bahamas. Trade Nation Financial Markets Ltd is disclosed under FSA Seychelles SD150.
Those licenses do not create blanket permission to solicit clients everywhere. Spain's CNMV and Denmark's Finanstilsynet both published jurisdiction-specific warnings about TD365.com or Trade Nation Ltd. The review therefore retains the suspicious status rather than treating group licensing as universal authorization.
Trading platforms
Trading platforms now sit inside the Trade Nation environment because TD365 accounts have been migrated. FXSharp lists the platforms as TN Trader, TradingView, and MT4. MT4 means MetaTrader 4, a third-party platform used for charting, order management, and automated strategies. The current group offering does not list MT5 for the migrated setup.
TN Trader
TN Trader is the group's proprietary platform for web and mobile access. A proprietary platform is software built or branded by the broker. It supports the account environment used after the TD365 migration.
TradingView
TradingView provides chart-based analysis and account integration within the current Trade Nation setup. It separates charting from the broker's own front end while keeping execution linked to the account. This differs from a standalone TD365 login.
MT4
MT4 remains one of the platforms for TD365-related accounts. Legacy market tables still publish MT4 spreads and margin requirements. AUD/USD is shown from 0.4 pip, where a pip is a small unit of forex price movement.
TD365 red flags and warning signs
TD365's risk profile is shaped more by authorization scope and brand transition than by a lack of group regulation. The official site says the TD365 account base has moved to Trade Nation. Separate regulators have also warned that local authorization was missing in Spain and Denmark. The global TD365 site publishes a retail CFD loss rate of 82.9%.
- The TD365 brand no longer functions as the group's primary account destination.
- Spain's CNMV warned about www.td365.com and Trade Nation Ltd on 27 March 2023.
- Denmark's Finanstilsynet warned about TD365.com on 28 February 2025.
- Jurisdiction-specific authorization must be checked against the entity named in the account documents.
- MT5 is not listed as a platform.
The two warnings concern permission to provide investment services in those countries, not a finding that every group entity is unlicensed. That distinction is necessary because the FCA entity remains authorized under FRN 525164. The warnings still affect the safety assessment because a regulated group can operate outside authorization in a particular market.
Minimum deposit
Minimum deposit is $0 according to TD365's own account information. The broker states that clients choose their funding amount based on personal circumstances. A zero formal minimum does not remove the need to meet trade margin requirements. Margin is the capital required to support a leveraged position.
The published payment menu includes bank transfer, cards, e-wallets, and crypto solutions. Methods vary by residence and account currency. The leverage range is 1:30 / 1:200. Leverage is the exposure multiple created from a smaller margin deposit.
Is the brand on regulator warning lists?
The brand appears on at least two public regulator warning records found in the current scan. Spain's CNMV stated that www.td365.com and Trade Nation Ltd were not authorized to provide specified investment services in Spain (source: CNMV warning, 27 March 2023). Denmark's Finanstilsynet stated that TD365.com lacked permission to provide financial services in Denmark (source: Finanstilsynet warning, 28 February 2025). Both findings are country-specific authorization warnings.
The Danish warning also states that users of an unauthorized platform in Denmark do not receive the listed Danish investor-protection routes. The CNMV record likewise classifies the named website and entity as unauthorized for covered Spanish investment services. Neither warning cancels the separate FCA authorization of Trade Nation Financial UK Ltd. They show why the client-facing legal entity and country of service must match.
User complaint patterns
User complaint patterns now overlap with Trade Nation because the TD365 profiles and account journey have been consolidated. The merged parent-brand user aggregate stood at 4.4/5 from 2,109 reviews on 24 September 2026. Recent feedback includes both positive reports and complaints about login, connection, and payment-interface issues. Individual allegations are not treated as verified broker misconduct without independent evidence.
The transition reduces the usefulness of older standalone TD365 ratings because current experiences sit under Trade Nation. Recent merged feedback also references former TD365 users. The aggregate is a service signal, not proof about execution or regulatory compliance.
How can the license claims be verified?
License claims can be checked by matching the legal entity, regulator, and license number shown in account documents. A real authorization should display the same company name and reference in the regulator's public record. For the UK entity, search Trade Nation Financial UK Ltd and 525164 in the FCA Register. The result should show an authorized firm and its permitted activities.
- Identify the exact company named on the account agreement or product document.
- Match that company to the regulator stated for the account jurisdiction.
- Check the license number, entity spelling, address, and authorization status.
- Search the regulator's warning list for the brand, domain, and legal entity.
- Confirm that the authorization covers clients in the country where the account is marketed.
The same process applies to AFSL 422661, SIA-F216, and SD150. A group license under a related company is not automatically the license for every account. TD365's migration makes this entity check especially relevant because the old brand now directs clients into Trade Nation infrastructure.
Customer support
Customer support is now split between legacy TD365 information and the Trade Nation service environment. FXSharp lists support@td365.com and +1 844 907 3258 as the TD365 contact details. UK product documents also publish a local TD365 support address and phone route. Trade Nation pages now provide regional support contacts after migration.
The old site states that funding and account functions are handled from the logged-in account area. Payment methods depend on residence and base currency. Recent merged user feedback contains both favorable support comments and isolated service complaints. Those reviews are experience reports rather than regulator findings, so they should be read separately from licensing evidence.
Where is the broker actually based?
The broker's headquarters is Nassau, The Bahamas, but the group operates through several legal entities. Trade Nation Ltd is registered in The Bahamas under company number 203493 B. Trade Nation Financial UK Ltd is registered in England and maintains a London office. Trade Nation Australia Pty Ltd has its registered office in Sydney.
The location shown in marketing does not determine an account's legal protection. The account agreement and onboarding entity determine which regulator applies. UK, Bahamas, and Seychelles clients can therefore sit under different frameworks. The Spain and Denmark warnings show that cross-border permission cannot be inferred from another group license.
Account types and bonus terms
Account types include Single Currency, CFD, Spread Betting (UK), and Demo. Single Currency Trading keeps stakes and results in the selected base currency, reducing currency-conversion mechanics across supported instruments. Spread betting is a UK-specific leveraged derivative structure, while CFD accounts track price movements without owning the underlying asset. Demo access provides simulated trading rather than funded exposure.
The prior record does not identify an Islamic swap-free account or a current bonus program. No bonus condition should therefore be inferred from older promotions or third-party pages. TD365's own site emphasizes fixed spreads rather than deposit incentives. Its market table lists AUD/USD from 0.4 pip, while the UK forex page lists EUR/USD from 0.5 point during specified hours.
| Feature | TD365 Information |
|---|---|
| Founded | 2013 |
| Headquarters | Nassau, The Bahamas |
| Disclosed regulators | FCA 525164; ASIC 422661; SCB SIA-F216; FSA Seychelles SD150 |
| Registration verified | FCA record active; group regulatory entities disclosed in current legal materials |
| Trading platforms | TN Trader, TradingView, MT4 |
| Minimum deposit | $0 |
| Maximum leverage | 1:30 / 1:200 |
| Account types | Single Currency, CFD, Spread Betting (UK), Demo |
| Islamic account | Not disclosed on official site |
| Customer support | Email, phone, live account support |
| Deposit methods | Bank transfer, cards, e-wallets, crypto |
Brand transition and warning-list verdict
The brand transition is the central fact for anyone researching TD365 in 2026. Existing accounts have moved to Trade Nation, so current service conditions must be read through the legal entity handling the migrated account. The FCA entity remains authorized under FRN 525164, and the wider group discloses ASIC, SCB, and FSA Seychelles entities. This is not the profile of a broker with no regulatory framework.
The caution comes from jurisdiction-specific authorization findings. CNMV warned in 2023 that the named website and Trade Nation Ltd were unauthorized for covered Spanish services. Finanstilsynet issued a similar Denmark-specific warning in 2025. Those records support the suspicious status even though regulated group entities exist.
Pricing remains transparent in several published TD365 market tables, including spreads from 0.4 pip and a formal minimum deposit of $0. Client-money materials also state that funds are segregated at Barclays Bank, and retail negative balance protection is published. The practical verification point is the contracting entity, because protections and leverage limits change by jurisdiction.
Forex and derivative products carry high leverage; some or all invested capital may be lost. This content is for information only, not investment advice. Verify the broker's current regulation status with the relevant authority's official site before any investment decision.
