4XCube review 2026: MT4 and MT5, $50 entry, and spreads from 0.0 pip
4XCube, trading as 4XC, is an Avarua, Cook Islands-based STP forex and CFD broker founded in 2018. Licensed by the Cook Islands FSC for money-changing business, it trades on MT4 and MT5 with Standard, Pro, and VIP accounts. Serves retail and professional clients across 60+ forex pairs, metals, index CFDs, oil, cryptocurrencies, and Brazilian forward contracts.
What is 4XCube?
4XCube is the legal company behind the 4XC trading brand, which began operating in 2018. The firm lists Avarua, Rarotonga, Cook Islands as its headquarters and operates through 4xCube Limited. Its business model centers on leveraged forex and CFD (Contract for Difference) trading through an STP (Straight Through Processing) structure.
The company registration number shown on its legal pages is 12767/2018. The broker markets services to retail, professional, and eligible counterparty clients across forex, metals, index CFDs, oil, cryptocurrencies, and forward contracts. Its site also states that residents of several jurisdictions, including the United States, Portugal, Ukraine, and the Cook Islands, cannot use its services.
Is 4XCube regulated? Verification check
Regulation is based on a Cook Islands money-changing licence rather than a major-market forex licence. The Cook Islands Financial Supervisory Commission (FSC) currently lists 4xCube Limited among licensed money-changing businesses. The broker identifies its licence as MC03/2018 and its company registration as 12767/2018.
The FSC public register confirms the entity name but categorizes it specifically as a money-changing business. The register does not display a separate forex or CFD brokerage licence for the company. This distinction matters because a money-changing licence is not equivalent to authorization from regulators such as the FCA or ASIC.
The regulatory picture also contains verified negative findings. Brazil's Comissão de Valores Mobiliários (CVM) issued Declaratory Act 21.352 on October 19, 2023. The CVM stated that 4XC and 4xCube Ltd lacked authorization to solicit Brazilian residents for securities investment activities. The authority ordered an immediate halt to those public offers (source: CVM, October 19, 2023).
Ukraine's National Securities and Stock Market Commission (NSSMC) added 4XC to its list of dubious investment projects on February 22, 2024. The broker remains visible in the regulator's investor-protection list during this review scan (source: NSSMC, February 22, 2024).
What trading platforms does the broker offer?
Trading platforms are centered on MT4 and MT5 (MetaTrader 4 and MetaTrader 5). The official site provides platform pages and lists both systems across its account documentation. Forex instruments are shown as available on both platforms, while Brazilian forward contracts are restricted to MT5.
FXSharp's prior research lists MetaTrader availability but marks server verification as not independently verified. That means the broker's own platform documentation supports MT4 and MT5 access, while independent MetaQuotes server confirmation was not established. Automated trading through Expert Advisors is available within the MetaTrader ecosystem.
Red flags and warning signs
The main warning signals come from public regulators rather than anonymous online allegations. The Brazilian CVM found that the company lacked local authorization for securities intermediation aimed at Brazilian residents. Its 2023 stop order required 4XC and 4xCube Ltd to cease the identified public offers.
The CVM later reviewed an appeal connected with the stop order on July 2, 2024. The public decision records the earlier finding that the firm had sought Brazilian residents for securities-related activities. Separately, Ukraine's NSSMC continues to list 4XC within its investor-protection database of dubious investment projects.
The Cook Islands FSC listing does provide evidence of an existing regulated entity. The limitation is its licence category, which is money changing rather than a separate retail forex authorization. This creates a different protection structure from brokers supervised under FCA, ASIC, BaFin, or similar retail-investment frameworks.
What is the minimum deposit?
The lowest published minimum deposit is $50 for the Standard account. The Pro account requires $100, while the VIP account requires $10,000. Investment-account funding varies according to the strategy selected by the client.
The Standard account starts with a published spread, the gap between bid and ask prices, of 1.0 pip. Pro and VIP pricing starts from 0.0 pip, although both account types apply trading commissions. Pro charges $5 per round lot on forex and metals, while VIP lists $4 per round lot.
Maximum forex leverage is 1:500. Leverage means controlling a larger market position with a smaller amount of margin. The published limits fall to 1:200 for index CFDs and oil, 1:20 for cryptocurrencies, and separate levels for forward contracts.
Is the broker on any regulator warning lists?
Regulator warning records exist in both Brazil and Ukraine. Brazil's CVM published its market warning on October 20, 2023, following Declaratory Act 21.352 dated one day earlier. The regulator stated that neither 4XC nor 4xCube Ltd had authorization to attract Brazilian investors for securities investments.
The CVM order also described a potential daily coercive fine of R$1,000 if the suspension requirement was ignored. The CVM explicitly explains that a stop order is precautionary and is not itself a criminal or administrative conviction.
Ukraine's NSSMC added the brand to its dubious investment-project list on February 22, 2024. The current investor-protection database still displays 4XC and its website. These findings concern local authorization and investor-protection assessments in those jurisdictions.
What do user complaints say?
User complaints are difficult to treat as verified facts without primary evidence. Public review pages contain both favorable reports and allegations concerning withdrawals, account decisions, and trading outcomes. This review does not convert individual online accusations into established findings.
No regulator source reviewed here provides a verified aggregate count of withdrawal complaints against the company. The stronger evidence therefore comes from the CVM stop order and the NSSMC investor-protection listing. Those records are attributable to public authorities and can be independently checked.
The broker publishes its own complaints policy and support procedures. A trader evaluating any complaint should separate disputes about market losses from documented failures to process contractual withdrawals or follow stated account terms.
How to verify the broker for yourself
Verification starts by matching the legal entity rather than searching only the marketing brand. The relevant company name is 4xCube Limited, and the broker states that its Cook Islands licence number is MC03/2018.
- Open the Cook Islands FSC register and locate the money-changing business list.
- Confirm that 4xCube Limited appears under the regulated entity name.
- Compare the licence category with the financial activity being offered to you.
- Check Brazil's CVM records for Declaratory Act 21.352 and the 2024 appeal decision.
- Check the NSSMC investor-protection list for the current 4XC entry.
A genuine regulatory check requires the company name, licence category, licence number, status, and authorized activity to match. A company registration certificate alone does not establish authorization to provide every financial service advertised by that company.
How does customer support work?
Customer support operates through email, telephone, and online chat. The official contact page lists support@4xc.com and +44 8000 488 033. Published service hours run around the clock from Monday through Friday, with limited Saturday availability.
The firm states that Saturday support operates from 00:00 until 07:00 GMT+2 and closes on Sunday. These contact channels are useful for operational questions, but support availability does not replace regulatory protection or an external compensation scheme.
Withdrawal support follows the broker's published payment process. The help center states that withdrawal requests are processed within 24 business hours before payment-provider settlement times apply.
Where is the broker actually based?
The legal headquarters is Parekura Place, Avarua, Rarotonga, Cook Islands. The same address appears on the broker's legal, contact, and account pages. Its client agreement also states that relationships with clients are governed by Cook Islands law.
The company does not present a UK, EU, Australian, Canadian, or US regulated operating entity. Its listed UK-format support telephone number does not establish UK regulatory authorization. Jurisdiction should therefore be assessed from the legal entity and regulator record, not the telephone prefix.
The Cook Islands location also explains the available leverage. Retail forex leverage of 1:500 is substantially above limits applied to ordinary retail clients under several major financial-market regimes.
Account types and bonus terms
Account types include Standard, Pro, VIP, investment accounts, and a separate forward-contract structure. Standard requires $50 and publishes spreads from 1.0 pip without a forex commission. Pro requires $100 and starts from 0.0 pip with a $5 round-lot forex and metals commission.
VIP requires $10,000 and publishes 0.0-pip starting spreads with a $4 round-lot forex and metals commission. Standard accounts can use swap-free conditions for the first 30 days. A swap is an overnight financing adjustment applied when a leveraged position remains open.
The broker states that Standard swap-free treatment ends after 30 days and the account then uses normal swaps. Forward contracts are grouped separately and run through MT5. They include Mini Dollar and Mini Index products with leverage different from standard forex.
Broker features
The table below consolidates the principal operational and regulatory facts from the verified broker profile. Registration verification refers specifically to the entity appearing on the Cook Islands FSC money-changing register.
| Feature | 4XCube Information |
|---|---|
| Founded | 2018 |
| Headquarters | Avarua, Rarotonga, Cook Islands |
| Disclosed regulator | Cook Islands FSC, MC03/2018 |
| Registration verified | 4xCube Limited listed as a licensed money-changing business |
| Trading platforms | MT4, MT5 |
| Minimum deposit | $50 |
| Maximum leverage | 1:500 |
| Account types | Standard, Pro, VIP, Investment, Forward Contracts |
| Islamic account | Standard swap-free conditions for first 30 days |
| Customer support | Email, phone, chat |
| Deposit methods | Bank transfer, cards, crypto, e-wallets |
| Public warnings | Brazil CVM stop order; Ukraine NSSMC investor-protection listing |
Is 4XCube safe? Honest assessment
4XCube combines an operating brokerage platform with a regulatory structure that requires careful distinction. The Cook Islands FSC confirms 4xCube Limited as a licensed money-changing business. The public register does not show a separate Tier-1 retail forex licence for the trading activities described on the broker's site.
Operationally, the firm publishes MT4 and MT5, a $50 entry point, 1:500 forex leverage, and multiple account tiers. Its own disclosures also state segregated client funds and protection for retail clients against obligations beyond deposited funds.
The principal counterweight is the regulatory record outside the Cook Islands. Brazil's CVM issued a stop order concerning solicitation of Brazilian residents, while Ukraine's NSSMC lists 4XC as a dubious investment project. Readers who require major-market investor compensation or Tier-1 retail oversight will not find those protections in the verified licence structure.
Forex and derivative products carry high leverage; some or all invested capital may be lost. This content is for information only, not investment advice. Verify the broker's current regulation status with the relevant authority's official site before any investment decision.
FXSharp is an independent site that reviews forex brokers and prop trading firms. Every license is checked on the regulator's own register, every score follows our published methodology, and no broker can pay for a higher rating.
